Why Should You Buy a Condo in Mississauga? Is It Worth It?

There are many options for you in a city like Mississauga. If you really want to start your own home here in this city, then you need to choose the right kind of property, and in this case all you need to do is to give this article a proper read. Why? Because we are going to explain you how a condo can offer you everything to you and your family.

If you would really like to know more about it, then you are invited to keep reading. As simple as that.

It’s Better Than a House…

In many points we can dare to say that it’s better than a house. Because it can bring you tons of value and many features you normally don’t get with a house.

First off, when you buy a condo like City Centre Condos, you get a place to live in, many amenities like a swimming pool and a BBQ, security and maintenance for a price which is much lower than that of a house. Can you already see why so many people love condos? We bet that now it’s easy for you to see it.

That’s basically the reasons on why people love condos and why it’s worth it to invest into one. That’s it. Because you will get plenty of value out of it, and it’s really worth it to invest in it.

As you can see you will do a wise move if you decide to purchase your own condo here in Mississauga, but it needs to be a good project like City Centre Condos. Because this kind of company has plenty of experience and can offer you a superior type of product. So you should check it out.

Landlord Property Management by Ball Realty

Renting out property to tenants is a great way of earning money, you don’t have to work hard in order to ensure a constant source of income for yourself, but that doesn’t mean that it’s the perfect money making solution out there. Being a Landlord has a number of responsibilities, you have to provide your tenants with decent living spaces and keep the property maintained, and every time a new tenant comes or an old one goes, you have to do a lot of fact checking and follow certain procedures.

8ab-front2-666x358Renting out property isn’t a walk in the park, but with the right help, it can become a lot easier. Ball Realty is a real estate agency that has been operating along the Gold coast since 2013, the company was founded by an experienced real estate agent named Tina Ball who has also spent some time practicing commercial law. One of the many property related services that Ball Realty provides is Landlord property management, the agency helps make the process of renting out your property easier and minimizes the various risks involved. Ball Realty can advertise your property and contact you when a promising tenant gets in touch, they’ll carry out all the necessary tenant checks before approving a potential tenant and then prepare leases and collect the first month’s rent and bond.

Before you hand over the keys to the tenant, Ball realty will prepare a file with photographs that lets you revise the state of the property when the tenant leaves, letting you identify any damages inflicted by the tenant. Ball realty will even assist you with legal troubles if any arise when the tenant decides to leave the property, they make sure that every aspect of renting out your property is covered, in order to learn more about the best Landlord property management Coomera has to offer, visit Realty Ball’s website.

Living on Your Own: A Condo is the Perfect Start

What a great feeling is the one to live on your own. Setting your own rules, where you are the one who dictates them, is a really great feeling. We know you want to live it at as well, and that’s why this article is right in front of you right now: Because you want to make it real.

Making It Real:

daniels_erin_mills_suite_1024x523_1454965297It’s time to translate your dreams into concrete reality, because none can afford to live of dreams, that’s pretty lame. Well, how can you make it real? Simple: Just buy it.

But we understand that it goes beyond simply taking the decision: You must learn how to do it well, and that’s our work here, to show you how to do it.

The first thing to do is to define your standards: What kind of condo do you need? Not everyone needs a super big or luxurious one, sometimes you just need a comfortable condo where you can live alone or with 1-2 other persons. Or in fact you can look for something like Mills Square Condo, which is exactly the kind of condo demanding people should buy.

So as you can see the first and most important step here is to define your standards, because you need to buy something which truly meets them. You are investing a lot of money my friend, so you deserve to get the best, but only if you put effort into it.

Final Words:

So here you have how to find your perfect condo. Use the internet as your primary search tool but always stick to your standards. It’s like getting married, you need to find the women who truly falls into your standards. Got it? Now go and buy your perfect condo!

Starting Your Own Life: Do it With a Condo

If you are ready to start your own life, then you need to do it with a condo. It will make it possible for you to live in a great place. You can always rent something, but if you have enough money, then go ahead and buy your own place. It’s a lot better in the long run. Because you won’t have to spend more money every month.

The Price is Attractive:

The pricing of a condo is very attractive in fact. It’s more affordable than a house, and that’s great. So if you are a very price-oriented person, then you should buy a condo. Because it’s, most of the time, a lot more affordable than a house.

For example, in cities like Toronto it’s very expensive to buy a house, but on the other hand a condo is affordable. You have to understand that buying a house in first-world countries is always expensive, but a condo doesn’t present this same problem.

A great example here in Toronto is one bloor west condos. These condos are top-notch stuff at a fair price. What more can you ask for? This is the real deal in condos here in Toronto.

Live a Great Life:
A condo is just the entrance to a much better life. Because it will bring you the chance to live in a very cool place in Toronto, but it will do more than that. Because you will be able to work out in your own condo. Want to swim? Then just go to the pool. Want to have a nice BBQ? Then just use the BBQ from the condominium.
That’s it. It’s about time to live the great life in Toronto, just do it and buy your own condo.

Thinking About Hiring a Property Management Company? Here Are Some Mistakes You Should Avoid

For those who don’t know, property management companies are basically companies that provide property managers to clients that are willing to have their properties look after, and while it may seem like a ridiculous idea, having a property manager looking after your property is actually a very wise decision, not only do they help in taking care of your property, but if you decide to put your property up for renting, they even help you bring in the best tenants that pay on time, and rent for a longer time than usual.

With that said, having a property management Gold Coast can either be good, or bad, and that is something that depends on how good the property manager is. With that said, if you are finally convinced that hiring a property manager is a good thing, you should go ahead, but before you do that, take a look at some of the mistakes below, and avoid them when doing so.

Going for the Cheapest Option

Even though there is no standard fee charged by the property managers, you should know that there will be a very small margin, however, some unlicensed companies will offer you really cheap prices, and it is always better to stay away from these companies.

Hiring Without References

References are as important as it gets, when you are hiring a property manager, ask them to provide you with all the references they have, and only then make a decision. It’s always better to know that the property manager you are about to work with has had a good history with other clients as well, and this will only help you make up your mind faster, and will give you the peace of mind.

The Best Condos in Toronto Are in Aquabella

Well, as it seems you are searching for the best condos here in Toronto. We have an excellent recommendation for you: Aquabella condos. But on this article we will explain you why we recommend this project, so you can analyze it and see why it offers the best value to its purchasers like you.

Price Are Unbelievable:

One of the most attractive aspects of these condos is the price, which is quite low in fact. Well, it’s not exactly super cheap but in comparison to houses it’s largely more affordable, and even when compared to other options in the city.

And don’t worry, because this affordable price is not the result of being located in a bad zone, it’s just because the managers of the Aquabella condos project have understood how competitive the market is, so reducing the price is a good strategy.

Beyond Boundaries:

What we love about Aquabella condos is that they do offer more than they say. For example, the swimming pool is excellent and can be accessed by you or any other member of your family. On top of that, it also comes with a gym which will be solely be used by you, your family or any other member of the condominium.

So if you would like to get access to all these benefits, then all you need to do is to get your own condo from Aquabella, we can tell you from now that it’s going to be an excellent investment that will radically change your life for better.


We have arrived to our last section. We would like to thank you for going this far, and we sincerely hope this blog post helped you, now you have a great option where to buy your condo from.

When Looking For a Realtor

There are a couple of really important things that one must be mindful of when looking for a realtor, most importantly you must ensure that they are licensed, have the experience and the best ones are the local ones, the issue with the real estate agents is that it is really easy to get into this industry and people who don’t have much experience also try their luck as part time or even full time realtors, but it is unlikely that they would strike a brilliant deal and or help you get the right value for your property, Real estate Blue Ridge GA has some very trusted realtors who have been a part of this local market for decades and have been helping people buy and sell properties for years now.

Recommendations are always helpful when it comes to finding the right real estate agent and professional recommendation must always be taken from different sources, if you get the right real estate agent then it would a blessing as they will assist you in a lot of things, but if somehow you get in contact with the wrong realtor then you will face a lot of issues, someone who doesn’t have the knowledge and experience of the local market would not be able to get you a better deal, and it will be a lesson for you.

Donna O’Neal is the realtor to go to in Blue Ridge GA, she has been helping people get their desired destination in North Georgia Mountains and has the reputation to get her customers good deals, and help them in finding the right kind of home which would not only accommodate them perfectly but will be bought at the right market price, remember the name when you start looking at realtors in Blue Ridge GA.

Living The Great Life in a Condominium

If you want to experience the Great Life, then you should know that the quickest way to reach such thing is by buying your own condo. If you live in Canada, and would like to buy a condo in Vaughan, then you should check this: expo city floorplans.

Even if you don’t live in Canada, you should check that link. Because it will let you know why a condo is so great. But we will explain it in further detail on this article.

Outstanding Security:

Nowadays security is more important than in last years.
Protecting your house is something doable, but without any doubt is something that requires a lot of time and money. When you buy a condo you don’t need to worry about such thing any longer, because it already comes loaded with outstanding security systems and features.

If you would like to feel protected at all times, then you will love your condo. Because it’s the property which will offer you the best guarantees for your own security.

High-Quality Amenities:

Your life will be far more interesting since the moment you decide to buy your own condo. Because it will allow you to get access to many amenities:

  1. A Luxurious Swimming-pool. We can dare to say that the 99% of condominiums come equipped with a pool. And most of the time it’s a big, luxurious and excellent one.
  2. Fitness Centre. Another major advantage of living in a condo is this. If you want to stay in shape, then the Fitness Centre is going to help you.
  3. Another thing you will obtain with the sole purchase of your condo.

That’s it. Now you can see why living in a condo is so great. Wouldn’t you like to live the same thing?

Where To Get The Best Condos in Toronto?

Oh here we go again… here we have another condominiums lover! What a surprise! Ok, let’s turn the sarcasm off, but we are not joking in fact: there are a lot of people lately who want to buy a condo just like you here in Toronto.

We can’t blame you in fact, because condos are the new sensation nowadays. They are not so expensive, they offer a lot of value in relation to the cash invested, etc. But anyways, we are here to tell you how to get the best condos in Toronto.

The Answer…

The answers shall be found on HQ real estate companies here in Toronto. And believe us, there are MANY of them. But you need to find the best of the best in order to get an awesome condo for you.

If you want an example of what we are talking about, then you should look at panda condos pricelist. Panda Condos is one of the best companies here in Toronto, because they offer excellent condos at insane prices. For real, some of these prices seem like a joke because of how low they are for the real estate market.

But you should think beyond price in fact. Because if you are getting a ton of value, then you shouldn’t be afraid to pay some more money.

Your work here is to find all of these companies, and we have already helped you with one: Panda Condos. You should make a big and complete list, so you can later check it out and see which one offers you the best condo for your budget. It’s as simple as that, you just need to build that list and explore all the options offered by each company, sooner or later you will find your dreamed condo.

Looking For The Best Real Estate Company For Condos in Canada

Canada is one of the most beautiful countries on this world, there shouldn’t be doubt about it. But if you want to buy a property here, then it must be a condo. Why? We are going to explain this briefly, so than then we can jump into our main point: how to find the best real estate company for condos in Canada.

The reasons:

  1. It’s more affordable. If you want to get the best value for your cash, then a condo is the best way to do it. You are going to get a big-enough condo to do most things you would do in a house. On top of that, you also get valuable add-ons which will make your day-a-day more meaningful and entertaining.
  2. Cost-effective. As we have said, a condo offers more than a simple house, by itself this should be a reason to encourage you to buy your own condo.

Just 2 reasons we believe are enough to see the potential of condos. So you should go ahead and buy your own, you are going to love it.

Finding The Company:

We’re going to give you a quick recommendation: 75 Esplanade Condo. This company is one of the most popular and reputable in Canada, because they have been working in the real estate market for quite some time, and more specifically in the condos’ sub-market.

If you want to get the best value for your money, then you should look forward to working with a company like 75 Esplanade Condo. But you can find many others like them in fact, we just provided you with this company as an example. Make yourself a favor and expand your research, this will offer you the best results.

Canada: Buying a Condominium on a Budget

Even though we know that buying a condo is not something “cheap”, you can still get a great one for a good price. Although, understand that when we say in a “budget”, we are implying that you have enough money to enter into this market, yet want to get a good deal.

If you want to have a beautiful condo in Canada – especially in the V.I.P ones – then you need to have deep pockets and the will to pay those high-ticket prices. With that said, it’s time to move on.

Work with a Decent Company

We shouldn’t need to say it, but we will say it again: you need to work with a decent company. There are several good options in a great country like Canada, that you won’t have much problem at all. For example, a good one is 1 Yonge – for which you can check their 1 yonge pricelist–because they have a clean record and a quite good reputation.

We have just given you a great reference, but you need to explore beyond 1 yonge pricelist. Because you need to check other companies and their respective pricelist. If you really desire to get an excellent deal, then you need to invest more of your time into exploring and comparing.

Give Time to Time
It’s also a matter of giving time to time. In other words: you need to be very patient. It’s not possible to pick the best offer if you are in a rush, you need to be calm, patient and think with a cold head. Please, follow this last advice. You need to remain clam, explore all of your options and finally decide which one fits you the best. But always be calm and think cold, this will lead you to success.

Want to Buy a Condo? Read About Its Benefits Here

What’s so special about a condo? Isn’t it like an apartment? Isn’t it like a house? We know you have many questions racing through your head right now, and we will do our best to answer the majority of them. The unique thing we want from you is to focus on this piece of content, take notes when needed and take action.

It’s not a house, nor an apartment.

The first thing you need to understand is that a condo is not a house nor an apartment, it’s a mix between both. The creators of the condo have taken the best from both worlds, and as a result we have this excellent property.

Competitive pricing.
Another excellent thing about condos is that they have a very competitive pricing. Because it’s more affordable than a house, and even though it’s more expensive than an apartment, when it comes to benefits an apartment cannot compete with a condo.

If you want to get a great value for your cash, then a condo is the answer to your problems. No riddles here, we’re going straight to the point. And if you live in Canada, then you should look at Halo Residence.

More than a home.
A condo is more than a simple building, it offers to its buyers many other things. For example, one of the most relevant is the added security. If you want to FEEL safe, then you need to buy a condo. Thanks to your acquisition you will be protected at all times, so you can live a normal life.

On top of that, a condo also come with amenities like a BBQ and a swimming pool. It may vary from condominium to another, but as a general rule it’s the case.

Rental Property

It is very important to know the legal rights as a tenant while renting an apartment, house or a manufactured home in Austin. There are certain rights of the person renting a property in the state these rights include but are not limited to the following: right to have an environment of safe and secure living, right to have a healthy living place, and also the rights of living peacefully without any harassment.


The homeowner has to install the sufficient number of door and window latches, locks and security bars to secure the possessions of the resident.The landlord is responsible for making sure that all the locks of doors and windows are in a very good condition and if they are not working properly then he is responsible to replace.Deadbolt locks, security bars for sliding patio doors and working outer doors and windows are included in a reasonable security measures. The security systems for houses are not the part of the law of Texas but can be included in the lease.

Safety and Health

Law of Texas states that it is the duty of the landlord to provide a safe and healthy place to live.If there are dangerous levels of chemical and biological contamination like radon gas or high levels of mold are serious threats.It is the duty of the landlord to remove these types of contamination at his expense until he proves that the contamination was due to his negligence.It is also the duty of the landlord to provide sufficient number of smoke detectors. A tenant is not allowed to disable or disconnect these smoke detectors under the law of Texas.


Under the laws of Texas the landlord is not allowed to disturb the tenant unnecessarily.If the tenant is disturbed by his neighbors by making noises then it is the right of the tenant to contact his landlord and request him to deal with this problem.

Rental Property UT Austin is easy to get and find.

How Are Mortgage Rates Determined?

The mortgage rate in mortgage company Clinton Township MI is 3.69% for a 30 year fixed term. In fact, if one does a mortgage rates in Michigan search on Google they will come across various rates for different periods and types of mortgages. The question however, is how these rates are decided and why they are what they are. We go along with whatever our mortgage broker or bank tells us without investigating the rates or how they work ourselves. It is for this reason that having a better understanding of why mortgage rates fluctuate is important so that we can work towards the lowest interest rates possible. It is a real eye opener to see that even a mere change of 0.25% in the interest rates can mean thousands of dollars in your savings.

Изменение процента по ипотеке. Концепция.The main factor that is said to affect the interest rates and later the mortgage rates is the 10 year Treasury bond yield, as it predicts whether the rates will rise or fall. This is because most loans are paid off in 10 years even if they are 30 years packages. This leads to interest rates changing every decade known as the 10 year bond yield. A countries economic rates also affect mortgage rates such as consumer price index, GDP, consumer confidence, job reports and home sale. If investors can see that things are not looking too good economically, they will sell their stocks and in turn, mortgage rates will lessen. Rising of stock market is directly proportional to the rates. However, an upsurge in inflation makes the mortgage rates fall.

To conclude, knowing all this helps a person decide when to apply for a mortgage and how to plan their future budget according to the analysis of the mortgage rate predictors at present.

Things to Looks for Before Buying a House

It is easy to look for the houses for sale Edmonton, but the buyer has to inspect vigilantly before buying the new place house. Sometimes everything looks fine, but there are numerous repairs required by the new accommodation. The points to be taken into account are as follows:

  1. Before stepping into the house make it confirm that you had a close look at the roofing. Roof means protection. It refers to shelter. It has to stay intact, if you want to breathe safely under it. The newer the roofing, the longer the age of the building is going to be. Check the material used in the roof.
  2. Don’t get impressed by the paint used. It can be used to hide many faults in the building. Keep a very close professional eye on the painted walls that might be hiding the old appliances, loose wires, etc. Do check for the seepage as the best paint may chip off if there is a lot of humidity in the building.
  3. Heating and cooling systems are expensive, but they are essential to make you feel comfortable throughout the years. The furnace must not be too old, but instead ask for an updated version.5ae99499a9baef2bb34a9e1fb81234af
  4. It is essential to have a close look at what lies beneath the sinks, and even the floors. The leaking pipes can be a great problem in the long term. It not just wastes an important resource, but also results in stinky interiors and even contributes to the health hazards.
  5. It is important to know the nature of land on which the building is erected. The surroundings have so many answers to it. The buyer must keep an account of the accidents like fire, flooding etc to decide how safe the place is going to be.

Would You Like to Have a Home in Perth?

Get your Perth home valuation first before you make any decision regarding selling or buying. Make correct valuations by hiring the services of property valuers in perth. Their expert teams will guide you in a best manner and will save you from making any blunder.

To make correct valuations it is necessary to know about the dimensions of property or land in question, physical details concerning the erection and current condition of buildings, rates, issues that may involve immediate attention and details of other recent property dealings that have taken place in the neighborhood. These details are included to put valuation into context and help the client to better understand the regional property market.

Keep in mind to hire the services of licensed property valuers as there are many property valuers in Perth which are not licensed.1410950525827_wps_7_42_hobbs_avenue_dalkeith_

When you are purchasing or selling, it is important to have the complete knowledge about the real value of property in which you are interested. Without complete knowledge, you are working in the dark and finally end up making the erroneous decision. To make the right decision, it is important to contact property valuations Perth and take advantage of their in-depth knowledge of the local real estate market. Property valuers in Perth have vast experience and licensed. With their vast knowledge they help the clients in making accurate value of residential, commercial or industrial properties in all parts of Perth. These firms also work for the local and national financial institutions who want to know the house valuation before deciding whether to finance its purchase or not. It would be not wrong to say that when you buy or sale the property with the consultation of property valuers, results would be surely successful.

Building a Dream House

Building your dream house is not an impossible thing. To the contrary, it’s possible and kind of easy if you use the right approach. What approach? You are about to discover it if you keep reading this article. Because this new blog post has been written for all people who are looking for information and advice on how to build their own house. Beware that it’s not a DIY guide, you will have to hire a homebuilding firm, but we will explain how you can get the best homebuilding company to work with you, as well as some advices and tips on how to get your idea done the right way from the beginning.

Think, Think & Think!

You are not in a hurry, so you can use plenty of time to think and think over again about the idea you will use for your new house. The problem is that a lot of people don’t use plenty of time when browsing for ideas or design for their house, and this is a huge mistake which will be the beginning for several problems. If you want to avoid this situation, then feel free to spend several weeks searching for the PERFECT design which meets your expectations and goes according to your budget.

The Company:
The second and pretty important factor is the company you hire for the project. You want to hire a company just like pottierhomes, which is pretty good in the homebuilding market in Perth. You must look for a company which enjoys of great expertise thanks to a professional and talented team. You should also consider their reviews, because if they are a good job with plenty of experience then you will find several reviews posted online by past customers.

How to Choose The Best Realtor in Michigan

Are you looking to buy a house? Most people think that they can do this without the help of professionals — and that’s totally true. But isn’t it better to go with a professionally-trained Michigan realtor instead? After all they’re the people with the best knowledge on the real estate market and will likely help you land into your perfect house, the same that meets all your requirements and is a perfect representation of your dreams. That’s the goal of all real estate companies, to help you find your dream house, because after all that’s where you’ll spend all of your life with your family, so it must be a wise decision otherwise it’ll greatly affect your future.

homesForSalePicHow to choose a good realtor? The first and most important advice is to go with already-established companies that have testimonials of satisfied customers. In Michigan in the area of Lapeer you can find Trust In Melissa, which is the best real estate company of the zone — and Melissa Malaski is known as one of the best realtors in the country, and very well-appreciated in the real estate atmosphere.

It’s extremely important to choose a good Michigan realtor, because even if it’s true that they can make the process of buying a house a lot easier and faster, if you choose the wrong one you can expect the complete opposite. So you better spend your time on finding a reliable, professional and trained realtor that comes from a trusted company.

At this point you may have understood the importance of working with a good realtor. Because they’re the real professional who know all the dos and don’ts of the industry, and will happily guide you through the process of buying a new house on the area. Secure your investment and get to work with a professional realtor, they’ll get you your dream house at a very good price in a relatively short time.

What Does a Mortgage Broker do?

Mortgages are used by individuals and businesses to make large real estate purchases without paying the entire value of the purchase upfront. It is a debt instrument secured by the collateral that the borrower is obliged to pay back with predetermined set of payments. For a period of many years, the borrower repays the loan plus interest until he/she can eventually own the property free and clear. If the borrower stops paying the mortgage, the bank can foreclose. What does a mortgage broker do?

Intermediary Person
A Mortgage broker Melbourne acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Mortgage broker Melbourne gathers paperwork from a borrower, passes that paperwork along to a mortgage lender for underwriting and approval. They make reasonable inquiries of the consumer about their financial situation, their requirements and objectives related to their credit contract.

mortgage_brokers0005_heAssess Your Financial Situation
Mortgage brokers will take the time to discuss your needs and financial circumstances. You will need to provide documents to support your identity and financial situation. After discussing this with them, they have an understanding of your objectives and financial situation. They will then discuss the various loan products available. They will also provide comparison rates that include both the interest rates and fees and charges relating to a loan.

Find Suitable Loans For Your Financial Situation
After assessing your objectives and financial needs, your mortgage brokers will then recommend a product or products which will suit your needs. If you wish to proceed with the loan, then mortgage brokers will help you manage the process. They will help you complete the necessary paperwork and liaise with the lender in your behalf. Your mortgage broker will help you from your initial steps until the loan is done. This include when your loan is approved based on “loan value” right through a settlement.

Sleepless in Singapore

If you are planning to move to Singapore, you may already be well aware that it is one of the most expensive cities to live in. The mere cost of a Singaporean Certificate of Entitlement, which allows a car to run on the road for 10 years, is equivalent to the price of a sports car in the United States.

A place to live in shouldnaturally be one of the major considerations. Given the cost of owning a car, you would want your residence to be accessible to public transportation, but then of course a more convenient location would translate to higher purchase price or rent.

To help you decide on this, briefly discussed below are the more popular types of accommodations found in Singapore.

Where to Sleep
Condominiums – Usually mid to high-rise buildings with facilities such as swimming pools and tennis courts, condominiums are fast becoming the residence of choice in Singapore. However, expect purchase and the criterion price to be steep.

the criterion price
A smarter option may be to lease an executive condominium such as the criterion. Executive condominiums offer the same security offered by private condominiums as well as the added amenities, but they are cheaper because despite being built and sold by private developers, the land is under government subsidy. Because of this, executive condominiums are subject to some of the regulations applied to HDB flats, such as the criteria of applicant’s combined household gross monthly income not exceeding SGD 14,000.

Apartments –These are usually similar in size to condominiums, but lack the security and facilities. However, apartments are generally more affordable based on the criterion price than condominiums or houses.

Bungalows – Ranging from one to three stories high, bungalows are usually located far from the city centre and may be the most expensive to purchase or own.

How to Sleep
Choose what is right for your needs and your budget.If youare the type whose definition of privacy is having your own private lot, then a bungalow may be right for you.However, if having complete amenities and community is more your thing, then an executive condominium such as the criterion may be the best option.